January 23rd, 2026

The 2026 CMS Final Rule: A Practical Shift for Remote Therapeutic Monitoring

Learn how the 2026 CMS Final Rule updates Remote Therapeutic Monitoring CPT codes, creating more flexible monitoring requirements and expanding reimbursement opportunities across musculoskeletal and rehab care settings.

The 2026 CMS Final Rule: A Practical Shift for Remote Therapeutic Monitoring

The CMS Final Rule 2026 marks an important step forward for Remote Therapeutic Monitoring (RTM), particularly for physical therapy and musculoskeletal care. Released as part of the Medicare Physician Fee Schedule 2026, the update reflects CMS’s growing recognition of care that happens beyond the clinic walls.

For practices delivering RTM for musculoskeletal care, these changes go beyond regulatory updates. They create new opportunities to support between-visit care, expand patient engagement, and better align reimbursement with real-world hybrid care models in the United States.

What the 2026 CMS Final Rule Changes for RTM

As of January 1, 2026, CMS introduced new billing flexibility through the expanded new RTM CPT codes. Historically, RTM reimbursement depended on full-month monitoring periods and higher management time thresholds, which did not always reflect how patients engage with care.

Under the 2026 CMS Final Rule RTM updates, practices now have options that better align with episodic care and shorter, but still meaningful, clinical touchpoints.

Two new codes anchor this shift:

  • CPT 98985 supports RTM device data transmission for 2 to 15 days within a 30-day period

  • CPT 98979 covers 10 to 19 minutes of RTM treatment management time per calendar month

Together, these codes expand how clinics can capture reimbursable care without replacing existing RTM codes used for longer monitoring durations or higher management intensity.

Why These RTM Updates Matter for Clinics

The structure of RTM reimbursement changes reflects a simple reality: patient recovery and adherence do not always follow rigid timelines.

Many patients benefit from remote therapeutic monitoring during targeted windows such as early in a plan of care, after discharge, or during symptom flare-ups. Short, focused clinical interactions can also meaningfully influence adherence and outcomes without requiring extended time commitments.

By adjusting RTM billing requirements, CMS is aligning reimbursement with patient engagement between visits, care outside the clinic, and realistic remote care workflows used by physical therapy practices today.

2026 Medicare National Average RTM Payment Overview

As part of the Medicare Physician Fee Schedule 2026, CMS finalized updated national average payment rates for Remote Therapeutic Monitoring CPT codes in non-facility settings. These rates take effect January 1, 2026.

While actual reimbursement varies by geographic locality, the national averages provide a useful benchmark for RTM reimbursement planning.

Remote Therapeutic Monitoring CPT Codes and 2026 National Average Payments

CPT Code Description 2025 Avg Payment 2026 Avg Payment (Non-APM) 2026 Avg Payment (APM)
98975 Initial set up and patient education on use of RTM equipment $19.73 $21.71 $21.82
98985 RTM device supply for MSK monitoring with 2 to 15 days of data New $40.08 $40.28
98977 RTM device supply for MSK monitoring with 16 to 30 days of data $43.02 $40.08 $40.28
98979 RTM treatment management services, 10 to 19 minutes per month New $26.39 $26.52
98980 RTM treatment management services, 20 to 39 minutes per month $50.14 $54.11 $54.38
98981 Each additional 20 minutes beyond 98980 $39.14 $41.42 $41.63

National average payment rates. Actual Medicare RTM reimbursement may vary by locality and provider classification.

Operational Impact for Physical Therapy Practices

For clinics navigating Medicare RTM billing, the 2026 updates introduce meaningful operational benefits.

Practices can now pursue RTM reimbursement for partial-month monitoring and shorter management intervals, reducing missed revenue opportunities. Updated documentation requirements also allow clinical records to better reflect actual patient engagement rather than forcing care into predefined thresholds.

Together, these changes support more predictable RTM revenue for PT clinics, especially those scaling hybrid care programs gradually.

Preparing for RTM in 2026

Practices planning ahead will be best positioned to benefit from these updates:

  • Identify patient populations that benefit most from RTM and between-visit engagement

  • Integrate RTM into existing clinical workflows so it complements in-person care

  • Maintain clean documentation aligned with RTM billing rules for US providers

Looking Ahead

The CMS Final Rule 2026 signals a continued move toward care models that extend beyond the clinic and support consistent patient engagement between visits. By expanding RTM reimbursement and introducing more flexible CPT codes, CMS is aligning policy with how musculoskeletal care is delivered in real-world physical therapy settings.


For practices considering how Remote Therapeutic Monitoring fits into their clinical workflows and reimbursement strategy for 2026, you can request a demo to see how EverEx supports between-visit care, RTM documentation, and Medicare billing for musculoskeletal practices.


This content is for informational purposes only and does not constitute legal or billing advice. Practices should consult qualified experts regarding CMS regulations, Medicare RTM billing, and CPT coding.

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